IVOJI: Pinjaman tanpa ribet 3.0.21

IVOJI is registered and supervised by the Financial Services Authority (OJK).

IVOJI is officially registered and supervised by OJK with license number: KEP-73/D.05/2021. We provide a digital financial technology platform that connects lenders and borrowers in a legal, safe, and transparent space, facilitating financing transactions that can generate profits for lenders from loans managed by borrowers.

LOAN PRODUCTS:

Daily loans with service fees ranging from Rp 500,000 to Rp 4 million are available. These loans are intended for employees and small businesses in need of short-term funding.

Loan Specifications:

• Loan amount: Rp 500,000 - Rp 4,000,000
• Loan tenure: 91-180 days
• Lowest interest rate (maximum) : 36% per annum
• No upfront fees (full disbursement according to approved loan amount)

Loan Simulation:

Example for a Rp 2,000,000 loan with a tenure of 91 days, the applicable costs are as follows:

• Monthly interest rate: 36%/12 = 3%
• Monthly interest: Rp2,000,000*3% = Rp 60,000
• Total monthly payment = Rp2,000,000/3 + Rp 60,000 = Rp 726,667
• Total interest: Rp2,000,000 * (36%/365) * 91 days = Rp180,000
• Total repayment amount: Rp2,000,000 + Rp180,000 = Rp2,180,000

How to register as a Lender on IVOJI:

1. Download the IVOJI App and select "Lender"
2. Fill in accurate and complete personal data.
   • Aged 21 - 65 years
   • Provide required documents such as a photo of ID card (KTP), tax identification number (NPWP), and a selfie photo
   • Have a personal savings account in your own name
   • Have a personal email
   • Make sure the data you provide is accurate. Our verification team may call you to verify the information you provided.
3. Wait for approval as an online loan lender
4. Select borrower profiles to fund
5. Transfer the funds according to the desired amount of funding
6. Sign the agreement

How to register as a Borrower on IVOJI:

1. Download the IVOJI App and select "Borrower"
2. Fill in accurate and complete personal data.
   • Aged 21 - 60 years
   • Indonesian citizen (WNI)
   • Provide required documents such as a photo of ID card (KTP) and a selfie photo
   • Minimum monthly income of Rp 3,000,000
   • Have a personal savings account in your own name
   • Have a personal email
   • Make sure the data you provide is accurate. Our verification team may call you to verify the information you provided.
3. Wait for verification and approval of the online loan
4. The funds will be sent to your account

All products managed by IVOJI comply with the regulations of OJK regarding Fintech Lending in Indonesia based on POJK 77 No. 2016.

Our Official Services:

Email: [email protected]

Service hours: Monday-Friday, 09:00 - 18:00

Address:

PT. Finansia Aira Teknologi

CitraGran CBD Blok FR 01 No. 1 - 17434